One Time Construction

"One Time Close" VA Construction Loan. We provide flexible loan options for veterans who want to use their VA benefits to build a new home. Many veterans dream of building their own home, designing just the house they want on a lot they choose (maybe with a little acreage and some vanity longhorns).

Construction-to-permanent – Often referred to as the " one-time-close " or the "single-close" construction loan program. It combines the cost to purchase the land and construction cost in one loan. It’s two separate loans consolidated into one loan. A borrower qualifies for a long-term mortgage only once.

Some lenders offer comprehensive one-time-close construction loans that let you buy the land, build the house, and convert to a standard mortgage – all with one approval, one closing, and one set of fees. In most cases, lenders will lend up to 75% to 80% of the value of the finished home (and land), as long as you qualify for the loan amount.

One Time Construction relies on its own employees to perform all of the major trades. By having experts in the framing, electrical, plumbing and finishing trades we eliminate the delays and control issues associated with managing sub-contractors.

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Loans For Contractors South Central Bank has been providing indirect financing to contractors and dealers for more than 50 years. We offer conventional installment loans, FHA Title 1 Loans, and Credit Card Financing. All loan products are flexible enough to finance a variety of homeowners and projects, yet easy to use.

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One Time Construction, Inc. has cut all inefficiencies out of remodeling due to having an available knowledgeable staff on hand to complete jobs in the right order & without scheduling delays. At One Time Construction, Inc. we are dedicated to the highest level of service for our customers.

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Construction Loans Explained Single-close construction loans allow you to get both loans (the construction loan and the permanent loan) at once. When construction is completed, your loan becomes a traditional mortgage (your lender might say it gets converted, modified, or refinanced).These loans are also referred to as construction-to-permanent loans.

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